How can I tell if I have a mis-sold mortgage?

Whether you have a buy to let mortgage, right to buy mortgage, fixed mortgage, second mortgage, a bad credit mortgage or a first time buyer mortgage, we are confident we could help. Misrepresentation and professional negligence is recognised by the FCA as a widespread problem.

If you have a mortgage you feel has been mis-sold, regardless of the contract being with a prime, subprime or specialist lender, arranged via a mortgage broker or lender, are you sure you were given the right advice?

There are many circumstances that may constitute professional negligence or mis-selling.

The Times newspaper in November 2007 reported that more than 371,000 home owners believe they may have been given bad advice or have been mis-sold mortgages.

A spokesman for the FCA on the subject of mortgage brokers giving bad advice and mis selling mortgages said, “We found some willing to offer mortgages they know to be unaffordable and to accept self cert business even when they had concerns that the financial information provided by the customer was implausible. These practices are completely inconsistent with treating customers fairly.”

There are many circumstances that may constitute professional negligence or mis-selling.

To find out if you have been mis-sold your mortgage take our free to use, online test.

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